In the modern era of digital banking, managing your bank account has never been easier. Bank of India (BOI) has introduced a convenient WhatsApp banking service that allows customers to check their account balance, view mini statements, and access other essential services directly from their phones. This eliminates the need to visit a branch or ATM, saving both time and effort.
With WhatsApp being one of the most widely used messaging platforms, BOI has made banking more accessible than ever. By simply starting a conversation on WhatsApp, you can check your account balance and carry out other essential transactions within seconds. In this guide, we’ll walk you through the step-by-step process to check your Bank of India account balance on WhatsApp with ease.
Table of Contents
Step-by-Step Process to Check Bank of India (BOI) Account Balance on WhatsApp
Step 1: Save the Official BOI WhatsApp Number
- Begin by saving the official Bank of India WhatsApp banking number: +91 79979 87601 in your phone’s contact list.
- Ensure that the number is saved correctly to avoid any issues while starting the chat.
Step 2: Open WhatsApp and Refresh Contacts
- Open WhatsApp on your phone.
- Refresh your contact list so that the saved BOI number appears in your WhatsApp contacts.
- Select the Bank of India contact to open the chat window.
Step 3: Send “Hi” to Start the Conversation
- Once the chat window opens, simply type “Hi” and send the message to begin the interaction.
Step 4: Register for WhatsApp Banking
- After you send “Hi,” you’ll receive a message asking if you’d like to register for WhatsApp banking.
- Reply with “Yes” to proceed with the registration process.
Step 5: Verify with OTP
- You will receive a One-Time Password (OTP) on your registered mobile number.
- Enter the OTP in the chat and send it to verify your identity.
- After successful verification, your account will be linked to BOI WhatsApp banking.
Step 6: Check Your Account Balance
- After registration, you’ll see a list of available options.
- To check your account balance, select the “Balance Inquiry” option.
- You will instantly receive a reply showing your current account balance.
Step 7: Get a Mini Statement
- If you’d like to check your recent transactions, select the “Mini Statement” option from the menu.
- You will receive details of your latest transactions directly in the chat.
Step 8: Request More Transactions
- If you want to see more transaction history, reply with “Yes” when prompted.
- You’ll receive additional transaction details right away.
Benefits of BOI WhatsApp Banking
✅ Convenience: Check your balance and view transactions anytime, anywhere.
✅ Secure: OTP-based verification ensures your data remains protected.
✅ Time-saving: No need to visit a branch or ATM for basic banking needs.
✅ Easy to Use: A simple chat-based interface makes it accessible to all.
Why Choose BOI WhatsApp Banking?
Bank of India’s WhatsApp banking service offers a quick and hassle-free way to manage your account. Whether you need to check your balance, request a mini statement, or verify recent transactions, everything can be done within a few seconds through WhatsApp. It’s fast, secure, and easy to use — making banking more accessible than ever.
Conclusion
Checking your Bank of India account balance on WhatsApp is a straightforward process that takes only a few minutes. By following the steps outlined above, you can easily set up BOI WhatsApp banking and manage your account anytime, anywhere. This service ensures that banking is no longer a chore — it’s now as easy as sending a message on WhatsApp!