Adding a payee to your HDFC Mobile Banking app is essential for quick and secure money transfers. Whether you need to send money to an HDFC Bank account or a non-HDFC Bank account, the process is straightforward. Here’s a detailed step-by-step guide to help you add a payee with ease.
Table of Contents
Why Do You Need to Add a Payee?
Adding a payee is a prerequisite for transferring funds through NEFT, IMPS, or RTGS. By registering a payee, you ensure secure and error-free transactions. It also simplifies future transfers, saving you time and effort.
You can’t transfer money using NEFT, IMPS, and RTGS without adding a payee bank account through mobile banking and net banking.
Step-by-Step Guide to Add Payee Bank Account on HDFC Mobile Banking
(1) Login to Mobile Banking
Open the HDFC Mobile Banking app on your phone. Use your login credentials to access your account.
(2) Tap on the “Money Transfer” Option
After logging in, locate and tap on the Money Transfer option.
(3) Select “Add/Manage Payees”
On the next screen, click on Add/Manage Payees.
(4) Tap on “Add Payee”
Choose the Add Payee option to proceed.
(5) Select “Bank Accounts”
On the following screen, tap on the Bank Accounts option.
(6) Choose Payee’s Bank Type
Select either HDFC Bank account or Non-HDFC Bank account based on the payee’s bank.
(7) Enter Payee Details
Fill in the following details:
- Payee’s account number
- Payee’s name
- Account type (Savings or Current)
Next, select Find a Branch by Address or IFSC Code.
(8) Provide the IFSC Code
Enter the payee’s bank branch IFSC code and click on Find.
(9) Confirm Branch Details
Verify the branch details displayed on the screen. Tap on Select and proceed.
(10) Click on “Continue”
Press the Continue button to move forward.
(11) Confirm Payee Details
Check the payee’s information and tap on the Confirm button.
(12) Verify with OTP
Choose your registered mobile number to receive the OTP. Enter the OTP and click Continue.
(13) Payee Added Successfully
The payee is now added to your account. However, the payee will be in a cooling period for 30 minutes. Once the cooling period is over, you can initiate money transfers via NEFT, IMPS, or RTGS.
Final Note
Adding a payee on HDFC Mobile Banking is a secure and efficient way to enable money transfers. Follow the steps above to complete the process smoothly. Remember to wait for the 30-minute cooling period before initiating any transactions.